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Life Insurance

Posted by erich 
Life Insurance
March 15, 2014 08:35AM
Hey guys,.

I don't have life insurance yet. Are there any tips and tricks to ensure my atrial fibrillation won't mess up the rating I get?

I have Vagal LAF.
PH
Re: Life Insurance
March 15, 2014 01:22PM
Find an agent willing to shop the policy around. I was able to get a large policy 6 years ago less than a year after having done an ablation. He got me standard rating, couldn't get preferred, but it was still good as many companies quoted sub-standard or whatever it's called.
Or find an agent that has a "strong" relationship with a carrier and that will give him a rating better than their underwriting would show. That's what I did but my policy was large, so the carrier was interested in the premium no matter what.
Re: Life Insurance
March 16, 2014 11:27AM
I applied for LI when I still had PAF - - no issues - I think it was Prudential
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