A slow recovery from exercise means pretty much one thing: You're out of shape. I see this every spring when I get back on my bike after the winter. There's a hill I use to judge my fitness, and every spring my HR is higher when I reach the top than it was the previous fall, and it takes longer to recover. But within a month or so, it's back to where it was. I predict that if you get on a regular plan involving cardio workouts, your recovery time will start dropping. I don't know what you do now but running, walking, swimming, cycling, whatever -- anything that gets your HR up and keeps it up for at least 20-30 minutes a day will fix this.
Ablations don't cause any of the issues you mention except increasing your resting HR, and that's perfectly normal and to be expected. It often lasts for upwards of a year, but it will return to normal.
Not a single thing you mentioned is alarming. (You have an outstanding EF.) The whole point of a stress test is to find scary things, and clearly they didn't find any. You're okay. Relax.