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        <title>Potential 2025 Year End Eliquis Savings</title>
        <description> I wanted to purchase my last batch of Eliquis pills at the end of 2025 so that I could delay paying the large drug deductible in 2026. 

So, I purchased my last 90 pills of Eliquis today and was surprised to see they were free, $ 0.00. If you are on Eliquis you might want to check your insurance to see if you can do the same, only 2 days remaining in 2025. See my attached receipt.</description>
        <link>https://www.afibbers.org/forum/read.php?9,200682,200682#msg-200682</link>
        <lastBuildDate>Sun, 23 Aug 2026 23:47:58 +0000</lastBuildDate>
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        <item>
            <guid>https://www.afibbers.org/forum/read.php?9,200682,200697#msg-200697</guid>
            <title>Re: Potential 2025 Year End Eliquis Savings</title>
            <link>https://www.afibbers.org/forum/read.php?9,200682,200697#msg-200697</link>
            <description><![CDATA[ <i>Not sure this is correct.</i><br />
<br />
This might help here: [<a href="https://www.cms.gov/files/document/fact-sheet-final-cy-2025-part-d-redesign-program-instructions.pdf?referrer=grok.com"  rel="nofollow">www.cms.gov</a>]<br />
<br />
The confusion is True Out-of-Pocket is (TrOOP) is what is used for the calculation and TrOOP can be more than what you actually pay. <br />
<br />
Jim]]></description>
            <dc:creator>mjamesone</dc:creator>
            <category>AFIBBERS FORUM</category>
            <pubDate>Fri, 02 Jan 2026 23:14:43 +0000</pubDate>
        </item>
        <item>
            <guid>https://www.afibbers.org/forum/read.php?9,200682,200695#msg-200695</guid>
            <title>Re: Potential 2025 Year End Eliquis Savings</title>
            <link>https://www.afibbers.org/forum/read.php?9,200682,200695#msg-200695</link>
            <description><![CDATA[ <blockquote class="bbcode"><div><small>Quote<br /></small><strong>mjamesone</strong><br />
 Keep in mind that to get to $2,000, it&#039;s not just what you pay (co-pay), but the drugs total cost.</div></blockquote>
Not sure this is correct.<br />
<br />
&quot;Medicare drug coverage stages<br />
Generally,  Medicare drug plans and Medicare Advantage Plans with drug coverage have 3 stages:<br />
<br />
Deductible stage: If your Medicare plan has a deductible, you pay all out-of-pocket costs until you reach the full deductible. No Medicare drug plan may have a deductible more than $590 in 2025 ($615 in 2026). Some Medicare drug plans don’t have a deductible.<br />
Initial coverage stage: <b>After you reach your full deductible (if your plan has a deductible), you’ll pay 25% of the cost as coinsurance for your generic and brand-name drugs <u><i>until your out-of-pocket spending</i></u> on covered Part D drugs reaches $2,000 in 2025</b> ($2,100 in 2026) (including certain payments made on your behalf, like through the Extra Help program). Then, you’ll automatically get “catastrophic coverage.”<br />
Catastrophic coverage stage: You won’t have to pay out-of-pocket for covered Part D drugs for the rest of the calendar year.&quot;<br />
<br />
<a href="https://www.medicare.gov/health-drug-plans/part-d/basics/costs"  rel="nofollow">Source</a>]]></description>
            <dc:creator>GeorgeN</dc:creator>
            <category>AFIBBERS FORUM</category>
            <pubDate>Fri, 02 Jan 2026 17:27:13 +0000</pubDate>
        </item>
        <item>
            <guid>https://www.afibbers.org/forum/read.php?9,200682,200694#msg-200694</guid>
            <title>Re: Potential 2025 Year End Eliquis Savings</title>
            <link>https://www.afibbers.org/forum/read.php?9,200682,200694#msg-200694</link>
            <description><![CDATA[ Medicare only looks at the calendar year. So likely what happened is that your last Eliquis claim pushed you over the $2000 callendar year limit and therefore no cost to you. Keep in mind that to get to $2,000, it&#039;s not just what you pay (co-pay), but the drugs total cost.<br />
<br />
Jim]]></description>
            <dc:creator>mjamesone</dc:creator>
            <category>AFIBBERS FORUM</category>
            <pubDate>Fri, 02 Jan 2026 16:07:27 +0000</pubDate>
        </item>
        <item>
            <guid>https://www.afibbers.org/forum/read.php?9,200682,200687#msg-200687</guid>
            <title>Re: Potential 2025 Year End Eliquis Savings</title>
            <link>https://www.afibbers.org/forum/read.php?9,200682,200687#msg-200687</link>
            <description><![CDATA[ Hmm... now I don&#039;t know why you got it fully paid.]]></description>
            <dc:creator>Carey</dc:creator>
            <category>AFIBBERS FORUM</category>
            <pubDate>Tue, 30 Dec 2025 16:08:19 +0000</pubDate>
        </item>
        <item>
            <guid>https://www.afibbers.org/forum/read.php?9,200682,200684#msg-200684</guid>
            <title>Re: Potential 2025 Year End Eliquis Savings</title>
            <link>https://www.afibbers.org/forum/read.php?9,200682,200684#msg-200684</link>
            <description><![CDATA[ I was thinking the same thing. So, just now I checked my insurance prescription claims online and this is what I see:<br />
<br />
<b>Claims overview from Past 18  months</b>: Total claims: 7, Total cost: $8080.64, Your total costs: $716.00<br />
<br />
And then for my &quot;purchase&quot; today: Service date: 12/29/2025, Total cost: $1559.50, Your cost: $0.00<br />
<br />
Was there some recent law passed that gave expensive drugs like Eliquis a lower threshold for when we stop paying? Not sure why insurance is showing me claims from the last 18 months.]]></description>
            <dc:creator>JakeL</dc:creator>
            <category>AFIBBERS FORUM</category>
            <pubDate>Tue, 30 Dec 2025 05:31:21 +0000</pubDate>
        </item>
        <item>
            <guid>https://www.afibbers.org/forum/read.php?9,200682,200683#msg-200683</guid>
            <title>Re: Potential 2025 Year End Eliquis Savings</title>
            <link>https://www.afibbers.org/forum/read.php?9,200682,200683#msg-200683</link>
            <description><![CDATA[ Sweet! I think you hit the $2K out-of-pocket maximum for drugs that was implemented during the Biden years.]]></description>
            <dc:creator>Carey</dc:creator>
            <category>AFIBBERS FORUM</category>
            <pubDate>Tue, 30 Dec 2025 03:19:21 +0000</pubDate>
        </item>
        <item>
            <guid>https://www.afibbers.org/forum/read.php?9,200682,200682#msg-200682</guid>
            <title>Potential 2025 Year End Eliquis Savings</title>
            <link>https://www.afibbers.org/forum/read.php?9,200682,200682#msg-200682</link>
            <description><![CDATA[ I wanted to purchase my last batch of Eliquis pills at the end of 2025 so that I could delay paying the large drug deductible in 2026. <br />
<br />
So, I purchased my last 90 pills of Eliquis today and was surprised to see they were free, $ 0.00. If you are on Eliquis you might want to check your insurance to see if you can do the same, only 2 days remaining in 2025. See my attached receipt.]]></description>
            <dc:creator>JakeL</dc:creator>
            <category>AFIBBERS FORUM</category>
            <pubDate>Tue, 30 Dec 2025 02:00:04 +0000</pubDate>
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